About Fire / Property All Risks
Designed to protect your properties such as your home, factory, warehouse, as well as the stock and contents within them, including electric vehicle chargers et cetera, against Fire & Lightning.
Fire and Extraneous Perils cover:

Riots and strikes

Malicious damage

Standard explosion

Vehicle impact damage

Aircraft damage

Bursting or overflowing of water tanks, apparatus or pipes

Earthquakes, volcanic eruptions, typhoons, windstorms and floods
Protected up to specified limits by SDIC .